This is one of my greatest fears. I have actually stopped driving as a result. I have a fear of being behind the wheel and getting into an accident, hurting myself or someone else in the process. I know how fast they can rush over you. I first stopped driving on highways and now I don’t drive at all.
I never have but when my anxiety is bad/worse, I don’t drive. So I guess I have the same issue as you. I worry something bad will happen. I completely understand the fear though. I know someone who has bad anxiety and panic attacks but doesn’t have issues driving. She said she can feel one coming on and is able to pull off to the side of the road.
I have had a couple, yes. At the moment you are able to control yourself enough out of fear to pull over. You are very unlikely to end up in a car crash from a panic attack. You would have to already be having one and get into a car.